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"0" Listings - Mortgage Glossary
- 1031 Exchange – IRS rule that allows any property owner – investor or home owner – to avoid capital gains taxes...
- 10 Pads Unit Density – Refers to the number of mobile home pads as being 10 pads per acre; represented by density of land coverage...
- 10 Yr US Treasury – An index rate; a published interest rate (or interpolation of rates) usually corresponding to the current yield of a US Treasury note or bond, Prime Rate, LIBOR, etc...
- 100% Sprinklered – Identifies whether all areas of the building are sprinklered; a sprinkler system is typically an automatic fire-suppression system with an audible alarm...
- 30 / 360 – An interest rate accrual method in which the interest calculation assumes that all 12 months of a calendar year have 30 days and uses a 360-day year...
- 401k and 403b Loans – This is a rollover or transfer of any qualified retirement money from an IRA, a previous employer's 401(k), a 403(b), or another retirement plan...