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Annuity

The income from a capital investment which is set up to be paid in a series of regular payments. Commonly offered in large state lotteries as an alternative to cash pay-outs.

Many retirement planners use annuities as retirement vehicles, since they pay out a monthly sum over 20 or so years.

In life insurance, an annuity is a contract sold by a life insurance company that provides fixed or variable payments to an annuitant, either immediately or at a future date.

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