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Credit Report
List of all reported credit and financial activity for a given person or entity.
Also, an evaluation of a person's history or capacity for debt repayment. Used to determine interest rates for loans, and for approval.
This information is generally available for individuals from retail credit associations and to which individuals have access and for businesses by companies such as Dunn & Bradstreet and for publicly held bonds by Moody's, Standard & Poors.
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