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"H" Listings - Mortgage Glossary

  • Hard Money Loan – High-interest, short-term loan made by private borrowers...
  • Hazard Insurance – A particular type of insurance that protects against certain risks such as from fires or storms....
  • Hedging – Investing in something whose value increases at a rate equal to or greater than the present rate of inflation...
  • High-Ratio Loan – Commercial loans or other real estate loans in which the loan-to-value (LTV) ratio is high...
  • High Rise Office – A multi-story office building, typically higher than 3-5 stories. Financing is usually arranged...
  • HVAC – Heating, Ventilation, and Air-Conditioning...

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