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"I" Listings - Mortgage Glossary

  • Improvement Cost – Cost of publicly owned additions such as curbs, sidewalks, street lighting system...
  • In-The-Door-Approach – Used by real estate investors. An approach that prioritizes building a relationship with sellers....
  • Income Property – Real property which produces income. Examples include retail stores, fast-food outlets, rental property...
  • Index – A measure of something. Frequently, rents for real estate investment property or commercial loans...
  • Industrial – Applies to all of the assets owned by a company for the purpose of manufacturing, processing...
  • Industrial Gap – The financing that is required, but which has not been arranged yet, for an industrial venture...
  • Institutional Property – Any and all property (including real property) that belongs to an institution such as the state, county...
  • Insurable Value – Maximum value to which a property can be insured...
  • Insured Loans – Any mortgage in which a person other than the borrower, in return for the payment of a premium...
  • Interest-Only Loan – Also known as a "straight loan"...
  • Interest Rate – The percent of money charged for that money's use. May be though of as rent paid for use of the money...
  • Interest Rate Cap – Maximum interest rate that can be charged on commercial mortgages or other real estate mortgages...
  • Interim Financing – Also known as a "bridge loan." Bridges the gap between construction loans used for building a home or commercial property...
  • Investment Property – Property that is bought for the purpose of real estate investment property, which is to generate income...
  • Investment Sale – Sale of an investment in exchange for financial or other tangible consideration...

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