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"N" Listings - Mortgage Glossary

  • Negative Amortization – A loan repayment schedule in which the outstanding principal balance of the loan increases...
  • Net Cash Flow – Net monthly income after all income and payments are taken into account...
  • Net Effective Rent – Amount of rent after deductions for maintenance and repairs...
  • Net Lease – A lease in which the tenant pays specific agreed-upon property expenses in addition to the rent...
  • Net Operating Income (NOI) – A business' gross income minus all of the business' operating expenses...
  • Net-Net Lease (NN) – Usually requires the tenant to pay for property taxes and insurance...
  • Net-Net-Net Lease (NNN) – Also known as "triple-net lease"...
  • Net Worth – Sum total of all assets owned minus all liabilities...
  • NNN Reimbursement – A lease that requires the tenant to pay for property taxes, insurance and maintenance...
  • NOI – Net Operating Income. The result of subtracting operating expenses from Gross Operating Income...
  • Non-Conforming – A mortgage loan that does not conform to either Fannie Mae or Freddie Mac (FHA) guidelines...
  • Noncurrent Asset – Any asset that is expected to be held for the whole year, not sold or exchanged...
  • Non-Recourse – In the case of default, the lender has no ability to claim assets over and above what the limited partners contributed...
  • Notice of Default (NOD) – Generally given from lessor to lessee, or from landlord to tenant...
  • Nursing Home – A healthcare subtype; an entity that provides skilled nursing care and rehabilitation services...

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