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"Y" Listings - Mortgage Glossary

  • Yield – The interest earned on an investment by an investor or by a bank on the money it has loaned which is also called a return...
  • Yield Maintenance – A prepayment penalty that provides a lender a yield equivalent to the interest rate in the note until the loan's maturity date...
  • Yield to Average Life – A calculation used where bonds are retired systematically during the life of the issue...
  • Yield to Maturity – (YTM) The yield of a bond to maturity takes into account the price discount from or premium over the face amount...
  • Yuppie – Young, Upwardly-mobile Professional. An 80's term used to refer somewhat derisively to young professionals with more money than sense...

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