commercial loan news

February 6, 2008

As Interest Rates Drop, Mortgage Applications Rise

SOURCE: CNN

According to the Mortgage Bankers Associations most recent survey, the mortgage application index rose from 906.4 the previous week to 981.5, a 8.3 percent increase, in the week ending January, 18th.

Even though purchase volume fell 4.6 percent, refinance volume rose 16.9 percent. Refinance volume accounted for 66 percent of all applications.

The survey shows an overview of the lending activity among mortgage bankers, commercial banks and thrifts and also, covers about 50 percent of all residential retail mortgage originations each week.

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