commercial loan news

July 31, 2008

Commercial Loan Delinquency Rate Still Low in California

SOURCE: MarketWatch

The Quarterly Commercial Loan Delinquency Survey conducted by the California Mortgage Bankers Association (CMBA) found only seven loans were more than 30 days delinquent, totaling $53.9 million of a combined total loan servicing portfolio of $96.1 billion. This translates into a loan delinquency ratio of 0.06%, triple the previous quarter's rate.

However, the ratio is still near the lowest since June 30, 2002 when it was 0.01%. Three months ago the delinquency ratio was 0.06%; a year ago it was 0.03%. Fifteen of the seventeen commercial mortgage banking firms that participate in the survey reported no loans more than 30 days delinquent.

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