commercial loan news

July 30, 2008

Emmergency Loan Programs Benefit Commercial Lenders

SOURCE: Bloomberg

The Federal Reserve extended its emergency lending programs to Wall Street firms through January after policy makers judged that markets are still "fragile."

Commercial lenders will be able to borrow from the central bank for a longer period, and the Fed boosted its swap line with the European Central Bank.

The central bank also will start selling 84-day loans to commercial banks under the Term Auction Facility beginning next month, in addition to the sales of 28-day loans that have occurred since the program began in December. The biweekly sales will alternate between auctions of $75 billion in 28-day loans, and $25 billion in 84-day loans.

The Fed plans to keep the TAF program at $150 billion and released a schedule indicating it will remain at that size through November.

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