Commercial Mortgage Rates

rates for 1.25.2010

2010-01-25T10:21:00.001-08:00

multi-family commercial mortgage rates
small portfolio ($400,000 to $3mm)
max LTV	fixed term	loan rate	max amort.
75% purchase 75% refinance cash-out refinance - 70%	floating	5.65% - 5.83%	30
	5 year	5.62% - 5.81%	30
	7 year	6.14% - 6.29%	30
	10 year	6.49% - 6.61%	30
	30 year	8.25% - 8.36%	30
large portfolio - non-recourse ($3mm to $20mm+)
max LTV	fixed term	loan rate	max amort.
75% purchase 75% refinance cash-out refinance - 75%	Floating	5.55% - 5.73%	30
	5 year	5.42% - 5.61%	30
	7 year	5.94% - 6.09%	30
	10 year	6.29% - 6.41%	30
	30 year	8.05% - 8.16%	30
special loan products
program	fixed term	loan rate	max amort.
Rehab / Bridge (75% LTC)	1 year	7.00% - 9.00%	interest only

office / industrial / nnn / retail / storage loans
$500,000 to $1.5M
max LTV	fixed term	loan rate	max amort.
75% purchase and refinance	3 year	5.45% - 5.95%	25
	5 year	6.20% - 6.45%	25
	7 year	6.70% - 6.95%	25
$1.5M to $10M+
max LTV	fixed term	loan rate	max amort.
75% purchase 75% refinance	3 year	5.25% - 5.75%	25
	5 year	6.00% - 6.25%	25
	7 year	6.50% - 6.75%	25

owner occupied / sba / hotel / motel loans
conventional and government programs
max LTV	fixed term	loan rate	max amort.
90% purchase (SBA) 75% refinance	Floating	5.75% - 6.00%	25
	3 year	6.25% - 6.50%	25
	5 year	6.50% - 6.75%	25

commercial mortgage market rates
index	current rate	last month	last year
prime	3.25%	3.25%	3.25%
libor (6 month)	0.42%	0.46%	1.51%
5 year treasury	2.55%	2.26%	1.49%
10 year treasury	3.80%	3.54%	2.34%

rates for 12.01.09

2009-12-01T07:19:00.001-08:00

multi-family commercial mortgage rates
small portfolio ($400,000 to $3mm)
max LTV	fixed term	loan rate	max amort.
75% purchase 75% refinance cash-out refinance - 70%	floating	5.62% - 5.80%	30
	5 year	5.09% - 5.28%	30
	7 year	5.53% - 5.68%	30
	10 year	5.85% - 5.97%	30
	30 year	7.70% - 7.81%	30
large portfolio - non-recourse ($3mm to $20mm+)
max LTV	fixed term	loan rate	max amort.
75% purchase 75% refinance cash-out refinance - 75%	Floating	5.52% - 5.70%	30
	5 year	4.89% - 5.08%	30
	7 year	5.33% - 5.48%	30
	10 year	5.65% - 5.77%	30
	30 year	7.50% - 7.61%	30
special loan products
program	fixed term	loan rate	max amort.
Rehab / Bridge (75% LTC)	1 year	7.00% - 9.00%	interest only

office / industrial / nnn / retail / storage loans
$500,000 to $1.5M
max LTV	fixed term	loan rate	max amort.
75% purchase and refinance	3 year	5.50% - 5.75%	25
	5 year	6.50% - 6.75%	25
	7 year	7.10% - 7.35%	25
$1.5M to $10M+
max LTV	fixed term	loan rate	max amort.
75% purchase 75% refinance	3 year	5.25% - 5.50%	25
	5 year	6.25% - 6.50%	25
	7 year	7.00% - 7.25%	25

owner occupied / sba / hotel / motel loans
conventional and government programs
max LTV	fixed term	loan rate	max amort.
90% purchase (SBA) 75% refinance	Floating	5.75% - 6.00%	25
	3 year	6.25% - 6.50%	25
	5 year	6.50% - 6.75%	25

commercial mortgage market rates
index	current rate	last month	last year
prime	3.25%	3.25%	4.00%
libor (6 month)	0.48%	0.56%	2.59%
5 year treasury	2.03%	2.32%	1.71%
10 year treasury	3.21%	3.40%	2.73%

rates for 10.20.09

2009-10-20T15:23:00.001-07:00

multi-family commercial mortgage rates
small portfolio ($400,000 to $3mm)
max LTV	fixed term	loan rate	max amort.
80% purchase 80% refinance Cash-Out Refinance - 75%	floating	5.64% - 5.82%	30
	5 year	5.49% - 5.68%	30
	7 year	5.88% - 6.03%	30
	10 year	6.13% - 6.25%	30
	30 year	7.72% - 7.83%	30
large portfolio - non-recourse ($3mm to $20mm+)
max LTV	fixed term	loan rate	max amort.
80% purchase 80% refinance Cash-Out Refinance - 75%	Floating	5.54% - 5.72%	30
	5 year	5.29% - 5.48%	30
	7 year	5.68% - 5.83%	30
	10 year	5.93% - 6.05%	30
	30 year	7.52% - 7.63%	30
special loan products
program	fixed term	loan rate	max amort.
Rehab / Bridge (75% LTC)	1 year	7.00% - 9.00%	interest only

office / industrial / nnn / retail / storage loans
$500,000 to $1.5M
max LTV	fixed term	loan rate	max amort.
75% purchase and refinance	3 year	5.50% - 5.75%	25
	5 year	6.50% - 6.75%	25
	7 year	7.10% - 7.35%	25
$1.5M to $10M+
max LTV	fixed term	loan rate	max amort.
75% purchase 75% refinance	3 year	5.25% - 5.50%	25
	5 year	6.25% - 6.50%	25
	7 year	7.00% - 7.25%	25

owner occupied / sba / hotel / motel loans
conventional and government programs
max LTV	fixed term	loan rate	max amort.
90% purchase (SBA) 75% refinance	Floating	5.75% - 6.00%	25
	3 year	6.25% - 6.50%	25
	5 year	6.50% - 6.75%	25

commercial mortgage market rates
index	current rate	last month	last year
prime	3.25%	3.25%	4.50%
libor (6 month)	0.59%	0.68%	4.22%
5 year treasury	2.33%	2.45%	2.69%
10 year treasury	3.39%	3.48%	3.80%

rates for 10.14.09

2009-10-14T18:24:00.001-07:00

multi-family commercial mortgage rates
small portfolio ($400,000 to $3mm)
max LTV	fixed term	loan rate	max amort.
80% purchase 80% refinance Cash-Out Refinance - 75%	floating	5.92% - 6.10%	30
	5 year	5.38% - 5.57%	30
	7 year	5.65% - 5.80%	30
	10 year	5.85% - 5.97%	30
	30 year	7.47% - 7.58%	30
large portfolio - non-recourse ($3mm to $20mm+)
max LTV	fixed term	loan rate	max amort.
80% purchase 80% refinance Cash-Out Refinance - 75%	Floating	5.82% - 6.00%	30
	5 year	5.07% - 5.26%	30
	7 year	5.45% - 5.60%	30
	10 year	5.65% - 5.77%	30
	30 year	7.27% - 7.38%	30
special loan products
program	fixed term	loan rate	max amort.
Rehab / Bridge (75% LTC)	1 year	7.00% - 9.00%	interest only

office / industrial / nnn / retail / storage loans
$500,000 to $1.5M
max LTV	fixed term	loan rate	max amort.
75% purchase and refinance	3 year	5.50% - 5.75%	25
	5 year	6.50% - 6.75%	25
	7 year	7.10% - 7.35%	25
$1.5M to $10M+
max LTV	fixed term	loan rate	max amort.
75% purchase 75% refinance	3 year	5.25% - 5.50%	25
	5 year	6.25% - 6.50%	25
	7 year	7.00% - 7.25%	25

owner occupied / sba / hotel / motel loans
conventional and government programs
max LTV	fixed term	loan rate	max amort.
90% purchase (SBA) 75% refinance	Floating	5.75% - 6.00%	25
	3 year	6.25% - 6.50%	25
	5 year	6.50% - 6.75%	25

commercial mortgage market rates
index	current rate	last month	last year
prime	3.25%	3.25%	4.50%
libor (6 month)	0.60%	0.68%	4.38%
5 year treasury	2.28%	2.36%	3.02%
10 year treasury	3.34%	3.42%	4.07%

rates for 09.16.09

2009-09-16T13:23:00.001-07:00

multi-family commercial mortgage rates
small portfolio ($400,000 to $3mm)
max LTV	fixed term	loan rate	max amort.
80% purchase 80% refinance Cash-Out Refinance - 75%	floating	5.88% - 6.06%	30
	5 year	5.38% - 5.57%	30
	7 year	5.80% - 5.95%	30
	10 year	6.06% - 6.18%	30
	30 year	7.67% - 7.78%	30
large portfolio - non-recourse ($3mm to $20mm+)
max LTV	fixed term	loan rate	max amort.
80% purchase 80% refinance Cash-Out Refinance - 75%	Floating	5.78% - 5.96%	30
	5 year	5.18% - 5.37%	30
	7 year	5.60% - 5.75%	30
	10 year	5.86% - 5.98%	30
	30 year	7.47% - 7.58%	30
special loan products
program	fixed term	loan rate	max amort.
Rehab / Bridge (75% LTC)	1 year	7.00% - 8.00%	interest only

office / industrial / nnn / retail / storage loans
$500,000 to $1.5M
max LTV	fixed term	loan rate	max amort.
75% purchase and refinance	3 year	5.50% - 5.75%	25
	5 year	6.50% - 6.75%	25
	7 year	7.10% - 7.35%	25
$1.5M to $10M+
max LTV	fixed term	loan rate	max amort.
75% purchase 75% refinance	3 year	5.25% - 5.50%	25
	5 year	6.25% - 6.50%	25
	7 year	7.00% - 7.25%	25

owner occupied / sba / hotel / motel loans
conventional and government programs
max LTV	fixed term	loan rate	max amort.
90% purchase (SBA) 75% refinance	Floating	5.75% - 6.00%	25
	3 year	6.25% - 6.50%	25
	5 year	6.50% - 6.75%	25

commercial mortgage market rates
index	current rate	last month	last year
prime	3.25%	3.25%	5.00%
libor (6 month)	0.68%	0.83%	3.09%
5 year treasury	2.36%	2.45%	2.53%
10 year treasury	3.42%	3.50%	3.39%

rates for 09.09.09

2009-09-09T14:24:00.001-07:00

multi-family commercial mortgage rates
small portfolio ($400,000 to $3mm)
max LTV	fixed term	loan rate	max amort.
80% purchase 80% refinance Cash-Out Refinance - 75%	floating	5.86% - 6.04%	30
	5 year	5.40% - 5.59%	30
	7 year	5.85% - 6.00%	30
	10 year	6.13% - 6.25%	30
	30 year	7.72% - 7.83%	30
large portfolio - non-recourse ($3mm to $20mm+)
max LTV	fixed term	loan rate	max amort.
80% purchase 80% refinance Cash-Out Refinance - 75%	Floating	5.76% - 5.94%	30
	5 year	5.20% - 5.39%	30
	7 year	5.65% - 5.80%	30
	10 year	5.93% - 6.05%	30
	30 year	7.52% - 7.63%	30
special loan products
program	fixed term	loan rate	max amort.
Rehab / Bridge (75% LTC)	1 year	7.00% - 8.00%	interest only

office / industrial / nnn / retail / storage loans
$500,000 to $1.5M
max LTV	fixed term	loan rate	max amort.
75% purchase and refinance	3 year	5.50% - 5.75%	25
	5 year	6.50% - 6.75%	25
	7 year	7.10% - 7.35%	25
$1.5M to $10M+
max LTV	fixed term	loan rate	max amort.
75% purchase 75% refinance	3 year	5.25% - 5.50%	25
	5 year	6.25% - 6.50%	25
	7 year	7.00% - 7.25%	25

owner occupied / sba / hotel / motel loans
conventional and government programs
max LTV	fixed term	loan rate	max amort.
90% purchase (SBA) 75% refinance	Floating	5.75% - 6.00%	25
	3 year	6.25% - 6.50%	25
	5 year	6.50% - 6.75%	25

commercial mortgage market rates
index	current rate	last month	last year
prime	3.25%	3.25%	5.00%
libor (6 month)	0.71%	0.91%	3.10%
5 year treasury	2.39%	2.75%	2.98%
10 year treasury	3.48%	3.78%	3.67%

rates for 09.01.09

2009-09-01T19:12:00.000-07:00

multi-family commercial mortgage rates
small portfolio ($400,000 to $3mm)
max LTV	fixed term	loan rate	max amort.
80% purchase 80% refinance Cash-Out Refinance - 75%	floating	5.87% - 6.05%	30
	5 year	5.51% - 5.70%	30
	7 year	5.90% - 6.05%	30
	10 year	6.11% - 6.23%	30
	30 year	7.59% - 7.70%	30
large portfolio - non-recourse ($3mm to $20mm+)
max LTV	fixed term	loan rate	max amort.
80% purchase 80% refinance Cash-Out Refinance - 75%	Floating	5.77% - 5.95%	30
	5 year	5.31% - 5.50%	30
	7 year	5.72% - 5.87%	30
	10 year	5.95% - 6.07%	30
	30 year	7.44% - 7.55%	30
special loan products
program	fixed term	loan rate	max amort.
Rehab / Bridge (75% LTC)	1 year	7.00% - 8.00%	interest only

office / industrial / nnn / retail / storage loans
$500,000 to $1.5M
max LTV	fixed term	loan rate	max amort.
75% purchase and refinance	3 year	5.50% - 5.75%	25
	5 year	6.50% - 6.75%	25
	7 year	7.10% - 7.35%	25
$1.5M to $10M+
max LTV	fixed term	loan rate	max amort.
75% purchase 75% refinance	3 year	5.25% - 5.50%	25
	5 year	6.25% - 6.50%	25
	7 year	7.00% - 7.25%	25

owner occupied / sba / hotel / motel loans
conventional and government programs
max LTV	fixed term	loan rate	max amort.
90% purchase (SBA) 75% refinance	Floating	5.75% - 6.00%	25
	3 year	6.25% - 6.50%	25
	5 year	6.56% - 6.81%	25

commercial mortgage market rates
index	current rate	last month	last year
prime	3.25%	3.25%	5.00%
libor (6 month)	0.76%	0.93%	3.12%
5 year treasury	2.38%	2.68%	2.99%
10 year treasury	3.39%	3.63%	3.73%

rates for 8.11.09

2009-08-11T18:01:00.000-07:00

multi-family commercial mortgage rates
small portfolio ($400,000 to $3mm)
max LTV	fixed term	loan rate	max amort.
80% purchase 80% refinance Cash-Out Refinance - 75%	floating	5.66% - 5.84%	30
	5 year	5.89% - 6.00%	30
	7 year	6.33% - 6.41%	30
	10 year	6.57% - 6.63%	30
	30 year	7.96% - 8.02%	30
large portfolio - non-recourse ($3mm to $20mm+)
max LTV	fixed term	loan rate	max amort.
80% purchase 80% refinance Cash-Out Refinance - 75%	Floating	5.56% - 5.74%	30
	5 year	5.71% - 5.90%	30
	7 year	6.16% - 6.31%	30
	10 year	6.41% - 6.53%	30
	30 year	7.81% - 7.92%	30
special loan products
program	fixed term	loan rate	max amort.
Rehab / Bridge (75% LTC)	1 year	6.00% - 8.00%	interest only

office / industrial / nnn / retail / storage loans
$500,000 to $1.5M
max LTV	fixed term	loan rate	max amort.
75% purchase and refinance	3 year	5.35% - 5.45%	25
	5 year	5.85% - 5.95%	25
	7 year	6.65% - 6.75%	25
$1.5M to $10M+
max LTV	fixed term	loan rate	max amort.
75% purchase 75% refinance	3 year	5.25% - 5.35%	25
	5 year	5.75% - 5.85%	25
	7 year	6.00% - 6.65%	25

owner occupied / sba / hotel / motel loans
conventional and government programs
max LTV	fixed term	loan rate	max amort.
90% purchase (SBA) 75% refinance	Floating	5.75% - 6.00%	25
	3 year	6.25% - 6.50%	25
	5 year	6.70% - 6.90%	25
	10 year	7.10% - 7.34%	25

commercial mortgage market rates
index	current rate	last month	last year
prime	3.25%	3.25%	5.00%
libor (6 month)	0.97%	1.18%	3.12%
5 year treasury	2.21%	2.72%	3.16%
10 year treasury	3.30%	3.71%	3.85%

rates for 07.14.09

2009-07-14T18:48:00.001-07:00

multi-family commercial mortgage rates
small portfolio ($400,000 to $3mm)
max LTV	fixed term	loan rate	max amort.
80% purchase 80% refinance Cash-Out Refinance - 75%	floating	5.47% - 5.65%	30
	5 year	5.17% - 5.26%	30
	7 year	5.54% - 5.61%	30
	10 year	5.76% - 5.82%	30
	30 year	7.41% - 7.47%	30
large portfolio - non-recourse ($3mm to $20mm+)
max LTV	fixed term	loan rate	max amort.
80% purchase 80% refinance Cash-Out Refinance - 75%	Floating	5.47% - 5.65%	30
	5 year	5.07% - 5.17%	30
	7 year	5.46% - 5.54%	30
	10 year	5.70% - 5.76%	30
	30 year	7.36% - 7.41%	30
special loan products
program	fixed term	loan rate	max amort.
Rehab / Bridge (75% LTC)	1 year	6.00% - 8.00%	interest only

office / industrial / nnn / retail / storage loans
$500,000 to $1.5M
max LTV	fixed term	loan rate	max amort.
75% purchase and refinance	3 year	5.35% - 5.45%	30
	5 year	5.85% - 5.95%	30
	7 year	6.65% - 6.75%	30
$1.5M to $10M+
max LTV	fixed term	loan rate	max amort.
75% purchase 75% refinance	3 year	5.25% - 5.35%	30
	5 year	5.75% - 5.85%	30
	7 year	6.50% - 6.65%	30

owner occupied / sba / hotel / motel loans
conventional and government programs
max LTV	fixed term	loan rate	max amort.
90% purchase (SBA) 75% refinance	Floating	5.75% - 6.00%	30
	3 year	5.75% - 6.00%	30
	5 year	6.70% - 6.90%	30
	10 year	7.09% - 7.34%	30

commercial mortgage market rates
index	current rate	last month	last year
prime	3.25%	3.25%	5.00%
libor (6 month)	0.97%	1.18%	3.12%
5 year treasury	2.21%	2.72%	3.16%
10 year treasury	3.30%	3.71%	3.85%

rates for 07.07.09

2009-07-07T14:12:00.001-07:00

multi-family commercial mortgage rates
small portfolio ($400,000 to $3mm)
max LTV	fixed term	loan rate	max amort.
80% purchase 80% refinance Cash-Out Refinance - 75%	floating	5.48% - 5.66%	30
	5 year	5.32% - 5.41%	30
	7 year	5.74% - 5.81%	30
	10 year	5.97% - 6.03%	30
	30 year	7.55% - 7.61%	30
large portfolio - non-recourse ($3mm to $20mm+)
max LTV	fixed term	loan rate	max amort.
80% purchase 80% refinance Cash-Out Refinance - 75%	Floating	5.48% - 5.66%	30
	5 year	5.22% - 5.32%	30
	7 year	5.66% - 5.74%	30
	10 year	5.91% - 5.97%	30
	30 year	7.50% - 7.55%	30
special loan products
program	fixed term	loan rate	max amort.
Rehab / Bridge (75% LTC)	1 year	6.00% - 8.00%	interest only

office / industrial / nnn / retail / storage loans
$500,000 to $1.5M
max LTV	fixed term	loan rate	max amort.
75% purchase and refinance	3 year	5.32% - 5.42%	30
	5 year	6.10% - 6.28%	30
	7 year	6.58% - 6.75%	30
$1.5M to $10M+
max LTV	fixed term	loan rate	max amort.
75% purchase 75% refinance	3 year	5.25% - 5.35%	30
	5 year	5.90% - 6.00%	30
	7 year	6.43% - 6.60%	30

owner occupied / sba / hotel / motel loans
conventional and government programs
max LTV	fixed term	loan rate	max amort.
90% purchase (SBA) 75% refinance	Floating	5.75% - 6.00%	30
	3 year	6.25% - 6.50%	30
	5 year	6.70% - 6.90%	30
	10 year	7.09% - 7.34%	30

commercial mortgage market rates
index	current rate	last month	last year
prime	3.25%	3.25%	5.00%
libor (6 month)	1.05%	1.20%	3.13%
5 year treasury	2.40%	2.86%	3.22%
10 year treasury	3.53%	3.82%	3.93%

rates for 06.30.09

2009-06-30T15:30:00.001-07:00

multi-family commercial mortgage rates
small portfolio ($400,000 to $3mm)
max LTV	fixed term	loan rate	max amort.
80% purchase 80% refinance Cash-Out Refinance - 75%	floating	4.68% - 4.86%	30
	5 year	5.34% - 5.43%	30
	7 year	5.70% - 5.77%	30
	10 year	5.88% - 5.94%	30
	30 year	7.45% - 7.50%	30
large portfolio - non-recourse ($3mm to $20mm+)
max LTV	fixed term	loan rate	max amort.
80% purchase 80% refinance Cash-Out Refinance - 75%	Floating	4.68% - 4.86%	30
	5 year	5.24% - 5.34%	30
	7 year	5.62% - 5.70%	30
	10 year	5.82% - 5.88%	30
	30 year	7.39% - 7.45%	30
special loan products
program	fixed term	loan rate	max amort.
Rehab / Bridge (75% LTC)	1 year	6.00% - 8.00%	interest only

office / industrial / nnn / retail / storage loans
$500,000 to $1.5M
max LTV	fixed term	loan rate	max amort.
75% purchase and refinance	3 year	5.32% - 5.42%	30
	5 year	6.10% - 6.28%	30
	7 year	6.58% - 6.75%	30
$1.5M to $10M+
max LTV	fixed term	loan rate	max amort.
75% purchase 75% refinance	3 year	5.25% - 5.35%	30
	5 year	5.90% - 6.00%	30
	7 year	6.43% - 6.60%	30

owner occupied / sba / hotel / motel loans
conventional and government programs
max LTV	fixed term	loan rate	max amort.
90% purchase (SBA) 75% refinance	Floating	5.75% - 6.00%	30
	3 year	6.25% - 6.50%	30
	5 year	6.70% - 6.90%	30
	10 year	7.09% - 7.34%	30

commercial mortgage market rates
index	current rate	last month	last year
prime	3.25%	3.25%	5.00%
libor (6 month)	1.10%	1.24%	3.15%
5 year treasury	2.53%	2.52%	3.33%
10 year treasury	3.49%	3.70%	3.97%

rates for 05.12.09

2009-05-13T10:48:00.001-07:00

multi-family commercial mortgage rates
small portfolio ( $400,000 to $5mm)
max LTV	fixed term	loan rate	max amort.
80% purchase 80% refinance Cash-Out Refinance - 75%	floating	4.66% - 4.84%	30
	5 year	5.86% - 6.05%	30
	7 year	6.13% - 6.27%	30
	10 year	6.15% - 6.26%	30
	30 year	7.76% - 7.87%	30
large portfolio - non-recourse ( $3mm to $20mm)
max LTV	fixed term	loan rate	max amort.
80% purchase 80% refinance Cash-Out Refinance - 75%	Floating	4.66% - 4.84%	30
	5 year	5.67% - 5.86%	30
	7 year	5.98% - 6.13%	30
	10 year	6.03% - 6.15%	30
	30 year	7.66% - 7.76%	30
special loan products
program	fixed term	loan rate	max amort.
Rehab / Bridge (75% LTC)	1 year	6.00% - 8.00%	interest only

office / industrial / nnn / retail / storage loans
$500,000 to $1.5M
max LTV	fixed term	loan rate	max amort.
75% purchase and refinance	3 year	5.53% - 5.80%	30
	5 year	6.43% - 6.67%	30
	7 year	6.87% - 7.11%	30
$1.5M to $10M+
max LTV	fixed term	loan rate	max amort.
75% purchase 75% refinance	3 year	5.35% - 5.56%	30
	5 year	6.25% - 6.46%	30
	7 year	6.73% - 7.06%	30

owner occupied / sba / hotel / motel loans
conventional and government programs
max LTV	fixed term	loan rate	max amort.
90% purchase (SBA) 75% refinance	Floating	5.50% - 6.00%	30
	3 year	6.00% - 6.15%	30
	5 year	6.00% - 6.29%	30
	10 year	6.75% - 7.00%	30

commercial mortgage market rates
index	current rate	last month	last year
prime	3.25%	3.25%	5.00%
libor (6 month)	1.46%	1.68%	2.78%
5 year treasury	2.02%	1.80%	3.01%
10 year treasury	3.17%	2.86%	3.80%

rates for 04.31.09

2009-04-30T06:36:00.001-07:00

multi-family commercial mortgage rates
small portfolio ( $400,000 to $5mm)
max LTV	fixed term	loan rate	max amort.
80% purchase 80% refinance Cash-Out Refinance - 75%	floating	4.66% - 4.84%	30
	5 year	5.82% - 6.01%	30
	7 year	5.99% - 6.14%	30
	10 year	5.95% - 6.06%	30
	30 year	7.46% - 7.56%	30
large portfolio - non-recourse ( $3mm to $20mm)
max LTV	fixed term	loan rate	max amort.
80% purchase 80% refinance Cash-Out Refinance - 75%	Floating	4.66% - 4.84%	30
	5 year	5.63% - 5.82%	30
	7 year	5.85% - 5.99%	30
	10 year	5.83% - 5.95%	30
	30 year	7.35% - 7.46%	30
special loan products
program	fixed term	loan rate	max amort.
Rehab / Bridge (75% LTC)	1 year	6.00% - 8.00%	interest only

office / industrial / nnn / retail / storage loans
$500,000 to $1.5M
max LTV	fixed term	loan rate	max amort.
75% purchase and refinance	3 year	5.40% - 5.67%	30
	5 year	6.30% - 6.54%	30
	7 year	6.74% - 6.98%	30
$1.5M to $10M+
max LTV	fixed term	loan rate	max amort.
75% purchase 75% refinance	3 year	5.25% - 5.46%	30
	5 year	6.15% - 6.36%	30
	7 year	6.63% - 6.96%	30

owner occupied / sba / hotel / motel loans
conventional and government programs
max LTV	fixed term	loan rate	max amort.
90% purchase (SBA) 75% refinance	Floating	5.50% - 6.00%	30
	3 year	6.00% - 6.15%	30
	5 year	6.00% - 6.29%	30
	10 year	6.75% - 7.00%	30

commercial mortgage market rates
index	current rate	last month	last year
prime	3.25%	3.25%	5.25%
libor (6 month)	1.62%	1.75%	3.08%
5 year treasury	1.84%	1.74%	3.12%
10 year treasury	2.91%	2.70%	3.83%

rates for 04.21.09

2009-04-21T08:24:00.001-07:00

multi-family commercial mortgage rates
small portfolio ( $400,000 to $5mm)
max LTV	fixed term	loan rate	max amort.
80% purchase 80% refinance Cash-Out Refinance - 75%	floating	4.67% - 4.85%	30
	5 year	5.81% - 6.00%	30
	7 year	5.98% - 6.13%	30
	10 year	5.94% - 6.05%	30
	30 year	7.26% - 7.31%	30
large portfolio - non-recourse ( $3mm to $20mm)
max LTV	fixed term	loan rate	max amort.
80% purchase 80% refinance Cash-Out Refinance - 75%	Floating	4.67% - 4.85%	30
	5 year	5.62% - 5.81%	30
	7 year	5.84% - 5.98%	30
	10 year	5.82% - 5.94%	30
	30 year	7.26% - 7.31%	30
special loan products
program	fixed term	loan rate	max amort.
Rehab / Bridge (75% LTC)	1 year	6.00% - 8.00%	interest only

office / industrial / nnn / retail / storage loans
$500,000 to $1.5M
max LTV	fixed term	loan rate	max amort.
75% purchase and refinance	3 year	5.27% - 5.53%	30
	5 year	6.14% - 6.40%	30
	7 year	6.68% - 6.94%	30
$1.5M to $10M+
max LTV	fixed term	loan rate	max amort.
75% purchase 75% refinance	3 year	5.20% - 5.41%	30
	5 year	6.10% - 6.31%	30
	7 year	6.58% - 6.91%	30

owner occupied / sba / hotel / motel loans
conventional and government programs
max LTV	fixed term	loan rate	max amort.
90% purchase (SBA) 75% refinance	Floating	5.50% - 6.00%	30
	3 year	6.00% - 6.25%	30
	5 year	6.00% - 6.48%	30
	10 year	6.75% - 7.25%	30

commercial mortgage market rates
index	current rate	last month	last year
prime	3.25%	3.25%	5.25%
libor (6 month)	1.64%	1.76%	3.02%
5 year treasury	1.80%	1.66%	2.95%
10 year treasury	2.84%	2.64%	3.74%

rates for 04.15.09

2009-04-15T10:16:00.001-07:00

multi-family commercial mortgage rates
small portfolio ( $400,000 to $5mm)
max LTV	fixed term	loan rate	max amort.
80% purchase 80% refinance Cash-Out Refinance - 75%	floating	4.68% - 4.86%	30
	5 year	5.96% - 6.15%	30
	7 year	6.15% - 6.30%	30
	10 year	6.14% - 6.25%	30
	30 year	7.51% - 7.61%	30
large portfolio - non-recourse ( $3mm to $20mm)
max LTV	fixed term	loan rate	max amort.
80% purchase 80% refinance Cash-Out Refinance - 75%	Floating	4.68% - 4.86%	30
	5 year	5.77% - 5.96%	30
	7 year	6.01% - 6.15%	30
	10 year	6.02% - 6.14%	30
	30 year	7.40% - 7.51%	30
special loan products
program	fixed term	loan rate	max amort.
Rehab / Bridge (75% LTC)	1 year	6.00% - 8.00%	interest only

office / industrial / nnn / retail / storage loans
$500,000 to $1.5M
max LTV	fixed term	loan rate	max amort.
75% purchase and refinance	3 year	5.25% - 5.51%	30
	5 year	6.15% - 6.44%	30
	7 year	6.70% - 6.96%	30
$1.5M to $10M+
max LTV	fixed term	loan rate	max amort.
75% purchase 75% refinance	3 year	5.15% - 5.36%	30
	5 year	6.05% - 6.27%	30
	7 year	6.61% - 6.87%	30

owner occupied / sba / hotel / motel loans
conventional and government programs
max LTV	fixed term	loan rate	max amort.
90% purchase (SBA) 75% refinance	Floating	5.50% - 6.00%	30
	3 year	6.00% - 6.25%	30
	5 year	6.00% - 6.48%	30
	10 year	6.75% - 7.25%	30

commercial mortgage market rates
index	current rate	last month	last year
prime	3.25%	3.25%	5.25%
libor (6 month)	1.68%	1.89%	2.71%
5 year treasury	1.80%	1.93%	2.54%
10 year treasury	2.86%	2.97%	3.46%

rates for 04.01.09

2009-04-01T14:10:00.001-07:00

multi-family commercial mortgage rates
small portfolio ( $400,000 to $5mm)
max LTV	fixed term	loan rate	max amort.
80% purchase 80% refinance Cash-Out Refinance - 75%	floating	4.81% - 5.34%	30
	5 year	5.81% - 6.00%	30
	7 year	6.00% - 6.14%	30
	10 year	6.00% - 6.11%	30
	30 year	7.41% - 7.52%	30
large portfolio - non-recourse ( $3mm to $20mm)
max LTV	fixed term	loan rate	max amort.
80% purchase 80% refinance Cash-Out Refinance - 75%	Floating	4.81% - 5.34%	30
	5 year	5.62% - 5.81%	30
	7 year	5.85% - 6.00%	30
	10 year	5.88% - 6.00%	30
	30 year	7.31% - 7.41%	30
special loan products
program	fixed term	loan rate	max amort.
Rehab / Bridge (75% LTC)	1 year	6.00% - 8.00%	interest only

office / industrial / nnn / retail / storage loans
$500,000 to $1.5M
max LTV	fixed term	loan rate	max amort.
75% purchase and refinance	3 year	6.75% - 7.06%	30
	5 year	7.03% - 7.27%	30
	7 year	7.22% - 7.43%	30
$1.5M to $10M+
max LTV	fixed term	loan rate	max amort.
75% purchase 75% refinance	3 year	6.55% - 6.85%	30
	5 year	6.89% - 7.13%	30
	7 year	7.11% - 7.32%	30

owner occupied / sba / hotel / motel loans
conventional and government programs
max LTV	fixed term	loan rate	max amort.
90% purchase (SBA) 75% refinance	Floating	5.50% - 6.00%	30
	3 year	6.00% - 6.25%	30
	5 year	6.00% - 6.50%	30
	10 year	6.75% - 7.25%	30

commercial mortgage market rates
index	current rate	last month	last year
prime	3.25%	3.25%	5.25%
libor (6 month)	1.75%	1.75%	2.63%
5 year treasury	1.74%	1.91%	2.46%
10 year treasury	2.70%	2.85%	3.41%

rates for 03.23.09

2009-03-23T13:11:00.001-07:00

multi-family commercial mortgage rates
small portfolio ( $400,000 to $5mm)
max LTV	fixed term	loan rate	max amort.
80% purchase 80% refinance Cash-Out Refinance - 75%	floating	3.95% - 4.53%	30
	5 year	6.13% - 6.32%	30
	7 year	6.33% - 6.47%	30
	10 year	6.30% - 6.41%	30
	30 year	7.68% - 7.78%	30
large portfolio - non-recourse ( $3mm to $20mm)
max LTV	fixed term	loan rate	max amort.
80% purchase 80% refinance Cash-Out Refinance - 75%	Floating	3.95% - 4.53%	30
	5 year	5.94% - 6.13%	30
	7 year	6.18% - 6.33%	30
	10 year	6.18% - 6.30%	30
	30 year	7.57% - 7.68%	30
special loan products
program	fixed term	loan rate	max amort.
Rehab / Bridge (75% LTC)	1 year	6.00% - 8.00%	interest only

office / industrial / nnn / retail / storage loans
$500,000 to $1.5M
max LTV	fixed term	loan rate	max amort.
75% purchase and refinance	3 year	6.85% - 7.16%	30
	5 year	7.18% - 7.41%	30
	7 year	7.39% - 7.60%	30
$1.5M to $10M+
max LTV	fixed term	loan rate	max amort.
75% purchase 75% refinance	3 year	6.64% - 6.95%	30
	5 year	7.04% - 7.28%	30
	7 year	7.27% - 7.49%	30

owner occupied / sba / hotel / motel loans
conventional and government programs
max LTV	fixed term	loan rate	max amort.
90% purchase (SBA) 75% refinance	Floating	6.00% - 5.50%	30
	3 year	6.00% - 6.77%	30
	5 year	6.00% - 7.29%	30
	10 year	6.75% - 7.50%	30

commercial mortgage market rates
index	current rate	last month	last year
prime	3.25%	3.25%	6.00%
libor (6 month)	1.89%	1.77%	2.67%
5 year treasury	1.93%	1.63%	2.23%
10 year treasury	2.97%	2.63%	3.32%

rates for 03.11.09

2009-03-11T12:42:00.001-07:00

multi-family commercial mortgage rates
small portfolio ( $400,000 to $5mm)
max LTV	fixed term	loan rate	max amort.
80% purchase 80% refinance Cash-Out Refinance - 75%	floating	4.88% - 5.06%	30
	5 year	6.23% - 6.42%	30
	7 year	6.37% - 6.52%	30
	10 year	6.37% - 6.48%	30
	30 year	7.40% - 7.50%	30
large portfolio - non-recourse ( $3mm to $20mm)
max LTV	fixed term	loan rate	max amort.
80% purchase 80% refinance Cash-Out Refinance - 75%	Floating	4.88% - 5.06%	30
	5 year	6.04% - 6.23%	30
	7 year	6.23% - 6.37%	30
	10 year	6.25% - 6.37%	30
	30 year	7.29% - 7.40%	30
special loan products
program	fixed term	loan rate	max amort.
Rehab / Bridge (75% LTC)	1 year	6.00% - 8.00%	interest only

office / industrial / nnn / retail / storage loans
$500,000 to $1.5M
max LTV	fixed term	loan rate	max amort.
75% purchase and refinance	3 year	6.35% - 6.51%	30
	5 year	6.77% - 6.86%	30
	7 year	6.96% - 7.07%	30
$1.5M to $10M+
max LTV	fixed term	loan rate	max amort.
75% purchase 75% refinance	3 year	6.28% - 6.58%	30
	5 year	6.70% - 7.00%	30
	7 year	6.94% - 7.24%	30

owner occupied / sba / hotel / motel loans
conventional and government programs
max LTV	fixed term	loan rate	max amort.
90% purchase (SBA) 75% refinance	Floating	5.25% - 5.00%	30
	3 year	6.00% - 6.25%	30
	5 year	6.00% - 6.25%	30
	10 year	6.50% - 6.75%	30

commercial mortgage market rates
index	current rate	last month	last year
prime	3.25%	3.25%	6.00%
libor (6 month)	1.96%	1.67%	3.00%
5 year treasury	1.95%	1.64%	2.92%
10 year treasury	2.95%	2.64%	3.88%

rates for 02.11.09

2009-02-11T15:38:00.001-08:00

multi-family commercial mortgage rates
small portfolio ( $400,000 to $5mm)
max LTV	fixed term	loan rate	max amort.
80% purchase 80% refinance +5% mezzanine available	floating	4.53%	30
	3 year	5.75%	30
	5 year	6.38%	30
	10 year	6.60%	30
	30 year	7.62%	30
large portfolio - non-recourse ( $1mm to $20mm)
max LTV	fixed term	loan rate	max amort.
80% purchase 80% refinance	5 year	6.38%	30
80% purchase 80% refinance	10 year	6.60%	30
special loan products
program	fixed term	loan rate	max amort.
rehab / floating	1 year	6.00%	interest only
fannie mae	10 year	6.60%	30

office / industrial / nnn / retail / storage loans
single tenant / NNN - credit - non-recourse ( $1mm to $10mm+)
max LTV	fixed term	loan rate	max amort.
75% purchase and refinance	3 year	5.70%	30
	5 year	6.20%	30
	7 year	6.51%	30
single tenant / NNN - non-credit - non-recourse ($500k to $10mm+)
max LTV	fixed term	loan rate	max amort.
75% purchase 75% refinance	3 year	5.80%	30
	5 year	6.30%	30
	7 year	6.96%	30
	multi-tenant - recourse ($500k to $10mm)
max LTV	fixed term	loan rate	max amort.
75% purchase 75% refinance	3 year	5.80%	30
	5 year	6.30%	30
	7 year	6.96%	30

owner occupied / sba / hotel / motel loans
conventional and government programs
max LTV	fixed term	loan rate	max amort.
90% purchase (SBA) 75% refinance	Floating	5.00%	30
	3 year	6.00%	30
	5 year	6.00%	30
	10 year	6.50%	30

commercial mortgage market rates
index	current rate	last month	last year
prime	3.25%	3.25%	6.00%
libor (6 month)	1.75%	1.51%	2.99%
5 year treasury	1.97%	1.49%	2.65%
10 year treasury	2.98%	2.34%	3.61%

rates for 02.03.09

2009-02-03T13:36:00.001-08:00

multi-family commercial mortgage rates
small portfolio ( $400,000 to $5mm)
max LTV	fixed term	loan rate	max amort.
80% purchase 80% refinance +5% mezzanine available	floating	4.45%	30
	3 year	5.56%	30
	5 year	6.01%	30
	10 year	6.22%	30
	30 year	7.34%	30
large portfolio - non-recourse ( $1mm to $20mm)
max LTV	fixed term	loan rate	max amort.
80% purchase 80% refinance	5 year	6.01%	30
80% purchase 80% refinance	10 year	6.22%	30
special loan products
program	fixed term	loan rate	max amort.
rehab / floating	1 year	6.00%	interest only
fannie mae	10 year	6.40%	30

office / industrial / nnn / retail / storage loans
single tenant / NNN - credit - non-recourse ( $1mm to $10mm+)
max LTV	fixed term	loan rate	max amort.
75% purchase and refinance	3 year	5.81%	30
	5 year	6.30%	30
	7 year	6.95%	30
single tenant / NNN - non-credit - non-recourse ($500k to $10mm+)
max LTV	fixed term	loan rate	max amort.
75% purchase 75% refinance	3 year	5.81%	30
	5 year	6.30%	30
	7 year	6.95%	30
	multi-tenant - recourse ($500k to $10mm)
max LTV	fixed term	loan rate	max amort.
75% purchase 75% refinance	3 year	5.81%	30
	5 year	6.30%	30
	7 year	6.95%	30

owner occupied / sba / hotel / motel loans
conventional and government programs
max LTV	fixed term	loan rate	max amort.
90% purchase (SBA) 75% refinance	Floating	5.00%	30
	3 year	5.81%	30
	5 year	6.00%	30
	10 year	6.50%	30

commercial mortgage market rates
index	current rate	last month	last year
prime	3.25%	3.25%	6.00%
libor (6 month)	1.66%	1.75%	3.02%
5 year treasury	1.82%	1.68%	2.78%
10 year treasury	2.79%	2.48%	3.65%

rates for 01.20.09

2009-01-22T09:14:00.000-08:00

multi-family commercial mortgage rates
small portfolio ( $400,000 to $5mm)
max LTV	fixed term	loan rate	max amort.
80% purchase 80% refinance +5% mezzanine available	floating	4.28%	30
	3 year	6.00%	30
	5 year	6.13%	30
	10 year	6.25%	30
	30 year	7.21%	30
large portfolio - non-recourse ( $1mm to $20mm)
max LTV	fixed term	loan rate	max amort.
80% purchase 80% refinance	5 year	6.13%	30
80% purchase 80% refinance	10 year	6.25%	30
special loan products
program	fixed term	loan rate	max amort.
rehab / floating	1 year	6.00%	interest only
fannie mae	10 year	6.25%	30

office / industrial / nnn / retail / storage loans
single tenant / NNN - credit - non-recourse ( $1mm to $10mm+)
max LTV	fixed term	loan rate	max amort.
80% purchase and refinance	5 year	5.79%	30
	10 year	6.29%	30
	30 year	6.59%	30
single tenant / NNN - non-credit - non-recourse ($500k to $10mm+)
max LTV	fixed term	loan rate	max amort.
75% purchase 75% refinance	3 year	6.00%	30
	5 year	6.39%	30
	7 year	7.04%	30
	multi-tenant - recourse ($500k to $10mm)
max LTV	fixed term	loan rate	max amort.
75% purchase 75% refinance	3 year	6.00%	30
	5 year	6.39%	30
	7 year	7.04%	30

owner occupied / sba / hotel / motel loans
conventional and government programs
max LTV	fixed term	loan rate	max amort.
90% purchase (SBA) 75% refinance	Floating	4.25%	30
	3 year	5.50%	30
	5 year	6.00%	30
	10 year	6.50%	30

commercial mortgage market rates
index	current rate	last month	last year
prime	3.25%	3.25%	7.25%
libor (6 month)	1.56%	1.83%	3.75%
5 year treasury	1.47%	1.42%	2.84%
10 year treasury	2.36%	2.17%	3.63%

rates for 12.30.08

2009-01-05T15:58:00.000-08:00

multi-family commercial mortgage rates
small portfolio ( $400,000 to $5mm)
max LTV	fixed term	loan rate	max amort.
80% purchase 80% refinance +5% mezzanine available	floating	4.54%	30
	3 year	6.18%	30
	5 year	6.22%	30
	10 year	6.25%	30
	30 year	6.97%	30
large portfolio - non-recourse ( $1mm to $20mm)
max LTV	fixed term	loan rate	max amort.
80% purchase 80% refinance	5 year	6.22%	30
80% purchase 80% refinance	10 year	6.25%	30
special loan products
program	fixed term	loan rate	max amort.
rehab / floating	1 year	6.00%	interest only
fannie mae	10 year	6.25%	30

office / industrial / nnn / retail / storage loans
single tenant / NNN - credit - non-recourse ( $1mm to $10mm+)
max LTV	fixed term	loan rate	max amort.
80% purchase and refinance	3 year	6.00%	30
	5 year	6.11%	30
	7 year	6.39%	30
single tenant / NNN - non-credit - non-recourse ( $500k to $10mm+)
max LTV	fixed term	loan rate	max amort.
75% purchase 75% refinance	3 year	6.00%	30
	5 year	6.11%	30
	7 year	6.39%	30
	multi-tenant - recourse ( $500k to $10mm)
max LTV	fixed term	loan rate	max amort.
75% purchase 75% refinance	3 year	6.00%	30
	5 year	6.11%	30
	7 year	6.39%	30

owner occupied / sba / hotel / motel loans
conventional and government programs
max LTV	fixed term	loan rate	max amort.
90% purchase (SBA) 75% refinance	Floating	4.72%	30
	3 year	5.50%	30
	5 year	6.00%	30
	10 year	6.50%	30

commercial mortgage market rates
index	current rate	last month	last year
prime	3.25%	4.00%	7.25%
libor (6 month)	1.81%	2.59%	4.60%
5 year treasury	1.45%	1.71%	3.46%
10 year treasury	2.10%	2.73%	4.04%

rates for 12.23.08

2008-12-23T15:23:00.000-08:00

multi-family commercial mortgage rates
small portfolio ( $400,000 to $5mm)
max LTV	fixed term	loan rate	max amort.
80% purchase 80% refinance +5% mezzanine available	floating	4.54%	30
	3 year	6.32%	30
	5 year	6.50%	30
	10 year	6.45%	30
	30 year	7.09%	30
large portfolio - non-recourse ( $1mm to $20mm)
max LTV	fixed term	loan rate	max amort.
80% purchase 80% refinance	5 year	6.50%	30
80% purchase 80% refinance	10 year	6.45%	30
special loan products
program	fixed term	loan rate	max amort.
rehab / floating	1 year	6.00%	interest only
fannie mae	10 year	6.45%	30

office / industrial / nnn / retail / storage loans
single tenant / NNN - credit - non-recourse ( $1mm to $10mm+)
max LTV	fixed term	loan rate	max amort.
80% purchase and refinance	3 year	6.00%	30
	5 year	6.05%	30
	7 year	6.25%	30
single tenant / NNN - non-credit - non-recourse ( $500k to $10mm+)
max LTV	fixed term	loan rate	max amort.
75% purchase 75% refinance	3 year	6.00%	30
	5 year	6.05%	30
	7 year	6.25%	30
	multi-tenant - recourse ( $500k to $10mm)
max LTV	fixed term	loan rate	max amort.
75% purchase 75% refinance	3 year	6.00%	30
	5 year	6.25%	30
	7 year	6.50%	30

owner occupied / sba / hotel / motel loans
conventional and government programs
max LTV	fixed term	loan rate	max amort.
90% purchase (SBA) 75% refinance	Floating	4.72%	30
	3 year	5.50%	30
	5 year	6.00%	30
	10 year	6.50%	30

commercial mortgage market rates
index	current rate	last month	last year
prime	3.25%	4.00%	7.25%
libor (6 month)	1.83%	2.58%	4.73%
5 year treasury	1.42%	2.05%	3.63%
10 year treasury	2.17%	3.11%	4.20%

rates for 12.10.08

2008-12-10T12:06:00.001-08:00

multi-family commercial mortgage rates
small portfolio ( $400,000 to $5mm)
max LTV	fixed term	loan rate	max amort.
80% purchase 80% refinance +5% mezzanine available	floating	6.00%	30
	3 year	6.16%	30
	5 year	6.82%	30
	10 year	6.78%	30
	30 year	7.44%	30
large portfolio - non-recourse ( $1mm to $20mm)
max LTV	fixed term	loan rate	max amort.
80% purchase 80% refinance	5 year	6.82%	30
80% purchase 80% refinance	10 year	6.78%	30
special loan products
program	fixed term	loan rate	max amort.
rehab / floating	1 year	6.00%	interest only
fannie mae	10 year	6.80%	30

office / industrial / nnn / retail / storage loans
single tenant / NNN - credit - non-recourse ( $1mm to $10mm+)
max LTV	fixed term	loan rate	max amort.
80% purchase and refinance	3 year	6.00%	30
	5 year	6.17%	30
	7 year	6.26%	30
single tenant / NNN - non-credit - non-recourse ( $500k to $10mm+)
max LTV	fixed term	loan rate	max amort.
75% purchase 75% refinance	3 year	6.11%	30
	5 year	6.42%	30
	7 year	6.60%	30
	multi-tenant - recourse ( $500k to $10mm)
max LTV	fixed term	loan rate	max amort.
75% purchase 75% refinance	3 year	6.00%	30
	5 year	6.17%	30
	7 year	6.26%	30

owner occupied / sba / hotel / motel loans
conventional and government programs
max LTV	fixed term	loan rate	max amort.
90% purchase (SBA) 75% refinance	Floating	5.07%	30
	3 year	5.50%	30
	5 year	6.00%	30
	10 year	6.50%	30

commercial mortgage market rates
index	current rate	last month	last year
prime	4.00%	4.00%	7.50%
libor (6 month)	2.55%	2.64%	4.93%
5 year treasury	1.72%	2.49%	3.53%
10 year treasury	2.74%	3.74%	4.16%

rates for 12.02.08

2008-12-01T21:33:00.000-08:00

multi-family commercial mortgage rates
small portfolio ( $400,000 to $5mm)
max LTV	fixed term	loan rate	max amort.
80% purchase 80% refinance +5% mezzanine available	floating	6.00%	30
	3 year	6.21%	30
	5 year	6.26%	30
	10 year	6.32%	30
	30 year	7.09%	30
large portfolio - non-recourse ( $1mm to $20mm)
max LTV	fixed term	loan rate	max amort.
80% purchase 80% refinance	5 year	6.26%	30
80% purchase 80% refinance	10 year	6.32%	30
special loan products
program	fixed term	loan rate	max amort.
rehab / floating	1 year	6.00%	interest only
fannie mae	10 year	6.22%	30

office / industrial / nnn / retail / storage loans
single tenant / NNN - credit - non-recourse ( $1mm to $10mm+)
max LTV	fixed term	loan rate	max amort.
80% purchase and refinance	3 year	6.00%	30
	5 year	6.17%	30
	7 year	6.24%	30
single tenant / NNN - non-credit - non-recourse ( $500k to $10mm+)
max LTV	fixed term	loan rate	max amort.
75% purchase 75% refinance	3 year	6.00%	30
	5 year	6.17%	30
	7 year	6.34%	30
	multi-tenant - recourse ( $500k to $10mm)
max LTV	fixed term	loan rate	max amort.
75% purchase 75% refinance	3 year	6.00%	30
	5 year	6.27%	30
	7 year	6.34%	30

owner occupied / sba / hotel / motel loans
conventional and government programs
max LTV	fixed term	loan rate	max amort.
90% purchase (SBA) 75% refinance	Floating	4.97%	30
	3 year	5.20%	30
	5 year	5.69%	30
	10 year	6.03%	30

commercial mortgage market rates
index	current rate	last month	last year
prime	4.00%	4.00%	7.50%
libor (6 month)	2.59%	3.12%	4.91%
5 year treasury	1.71%	2.70%	3.27%
10 year treasury	2.73%	3.91%	3.87%